Website Perks HR
Job Description:
Purpose of the Role
The Chief Executive Officer (CEO) will provide vision, strategic leadership, and operational oversight for a newly established Non-Banking Financial Company (NBFC). The primary focus will be on institutional setup, commercial sustainability, and scaling agricultural lending operations. The CEO will champion financial inclusion for rural communities, introduce innovative digital credit solutions, navigate regulatory frameworks, and act as the company’s public ambassador.
Key Responsibilities
Strategic Leadership & Corporate Governance
- Define and execute the NBFC’s long-term corporate strategy, mission, and scaling roadmap within the rural and agri-financing sector.
- Foster institutional partnerships with government bodies, regulatory authorities, financial institutions, and agricultural cooperatives.
- Establish robust corporate governance frameworks to ensure transparency and alignment with the Board of Directors.
Operational Excellence & Digital Innovation
- Drive the design, pilot, and rollout of innovative financial products tailored for the agri-supply chain, farmers, and rural communities.
- Champion the integration of digital financial services, core banking/lending platforms, and technology-driven solutions to enhance operational efficiency and market reach.
- Implement credit risk management policies, modern underwriting practices, and efficient loan recovery mechanisms.
Regulatory, Financial, & Team Management
- Ensure compliance with regulatory frameworks governing NBFC operations, fulfilling all “fit-and-proper” criteria.
- Oversee profitability, balance sheet strength, and optimal capital allocation while achieving financial and operational KPIs.
- Build and mentor a high-performing executive team, fostering a culture of accountability and collaboration.
Candidate RequirementsEducation & Professional Qualifications
- MBA from a leading national or international business school or Chartered Accountant (CA).
- Advanced certifications in Fintech, Risk Management, or Digital Microfinance are a plus.
Experience
- Minimum of 10 years of progressive leadership experience in Banking, NBFC, or Financial Services sectors.
- Proven expertise in agricultural lending, rural credit underwriting, or rural financial systems.
Core Competencies & Behavioral Traits
- Ability to translate sector opportunities into actionable and scalable operational roadmaps.
- Strong relationship-building skills to engage corporate boards, regulatory bodies, and grassroots networks.
- Solid understanding of digital financial services, mobile wallets, and modern digital lending workflows.
- Ethical, resilient, and capable of navigating a startup environment in a dynamic economic landscape.